So let's start out by the fact I have NEVER like "Obamacare." Now here's the thing (and I think this may shock many of you given my super conservative leanings, but honestly the only reason I vote Republican is that I refuse to vote for anyone who supports infanticide (yes, you may call it abortion, I call a spade a spade)...I really detest both parties pretty much equally) - I actually believe in socialized healthcare. I would be perfectly happy if the government socialized the entire thing, much like Canada. Where you pay for all healthcare in your taxes, but a trip to the doctor's is always free for everyone! I totally believe the issue with the old system was the HMOs, who I agree are evil. So I am fine with socializing healthcare...but if you are going to do it, just do it...the halfway house stuff is crap! So here's our personal story of how the mess that "Obamacare" is has completely screwed us and why I believe we should either scrap the entire thing and go back to the way it was OR completely socialize healthcare.
First, when Ray got his new job, we got new insurance. Okay, whatever (and I can't say this is just UAA....Kent will be changing to similar system within a year or so). Well, turns out, thanks to the moronic "Obamacare" (and if the people who put it in place won't use it, that should tell you something!), we no longer have co-pays, but rather super high deductibles that we will probably never hit. So we are now paying MUCH more in healthcare when we go the doctors, yet we are ALSO paying MORE for that healthcare plus our employers are as well! Tell me how that helps me? It does not! In fact, it costs me three times! In my paycheck, in my taxes and then when I go to the doctor's! All three are now higher....yep, that helps me out! Honestly, Ray and I will never go to the doctor's now unless we are literally POSITIVE we can something treatable (or think we are dying) because I am not going to pay $200 to be told "it is a virus, we can't help you." And yes, last time Ray went (he went because he thought he had the flu and UAA was pretty much insisting), it was $200! When I took Andrew, same thing! (Andrew did get antibiotics, though, so that was worth it...Ray did not).
Next, I recently heard from my employers that while I am part time, I now qualify under the "affordable healthcare act" (what a joke!) for employer sponsored healthcare because of the number of credits I teach. So we look over the letter...well, we can't afford our share of this (and it isn't like LRSC wouldn't have been paying a ton as well so don't think I, in any way, blame them)! We would have been interested in double insurance (and yes, I have insurance, so no, I am not in danger of being penalized or anything and certainly not breaking the "law"), but it is too expensive! So yet, again, proof that this "affordable" healthcare is really "unaffordable" given we just turned down have a secondary insurance coverage because it we can't afford the premiums!